Privacy Policy
Last updated September 30, 2026
The short version
- We never ask for your bank login. Everything in DistroFi is typed in by you.
- We don't sell your data, and we don't run ads or ad trackers.
- If you use DistroFi as a guest, your budget stays in your browser on that device. If you create an account, we also store it in our database so it's backed up and syncs between your devices.
- You can export your data any time, and you can delete it.
1. Who we are
DistroFi is operated by Mayer Ventures LLC, a Florida company ("we", "us"). This policy covers the DistroFi website at distrofi.org and the DistroFi app at distrofi.org/app. If you have a question about it, email support@distrofi.org.
2. What we collect
Budget information you enter
Income, bills, spending, savings goals, investments, debts, notes and settings such as your currency and pay schedule. As a guest, this is stored only in your browser on your device. With an account, it is also stored in our database so you can use it on more than one device.
Account information
When you create an account: a username, a display name and a recovery email address (used only to help you get back into your account). Your password is handled by our sign-in provider and stored in hashed form, so we can't read it.
Shared budgets (Couples)
If you join a household with a partner, the parts of your budget you choose to share (everything, or bills only) are visible to that partner, and theirs to you.
Subscriptions
Payments are handled by Stripe. We never see or store your full card number. Stripe tells us your plan, whether your subscription is active, and a customer ID so we can manage it. If you sign up through a friend's referral link, we record the referral so we can apply the trial and reward.
Reminders
If you turn on bill or pay period reminders, we store your device's push notification address (issued by your browser's push service), the names and due days of your bills, and your current pay period's end date, so we know when to send them. Turning reminders off stops them.
AI features
The AI advisor needs a free account (Pro accounts get more answers a day). When you use it or AI insights, the budget figures needed to answer are sent through our server to Anthropic, the company that provides the AI model, to generate the response. We don't send your username or recovery email with it, and we count how many AI answers each account uses per day to apply the daily limit. If you don't use these features, nothing is sent.
Feedback
If you send feedback from the app, your message and the email address you give (optional) are delivered to us through Formspree, a form service.
Website and app analytics
We use Vercel Web Analytics to count visits: pages viewed, the site that referred you, browser and device type, and country. It doesn't use cookies and doesn't identify you personally.
Which link brought you
If you arrive through a link with campaign tags (for example, from one of our posts) or a friend's referral link, we note those tags, the website that sent you, and which of our buttons you tapped. This is kept in your browser, and it's saved with your account if you create one, and with your subscription at Stripe if you start one, so we can tell which posts and links actually help people. We don't use it for ads.
Error reports
If the app hits an error, it sends us the error message, the app version, your browser type and the time, so we can fix it. Error reports don't include your budget.
3. How we use it
Only to run DistroFi: to show and back up your budget, sync it between your devices and with a partner you invite, send the reminders you turn on, process subscriptions and referral rewards, answer AI questions you ask, respond to support requests, fix problems and understand how the site is used. We don't use your budget for advertising, and we don't sell or rent your information to anyone.
4. Who we share it with
We share information only with the service providers that run DistroFi for us, and only what each one needs:
| Provider | What they do |
|---|---|
| Supabase | Accounts, sign-in and the database that stores synced budgets |
| Vercel | Hosts the website and app, runs our servers, and provides analytics |
| Stripe | Processes subscription payments |
| Anthropic | Provides the AI model behind the AI advisor and insights |
| Formspree | Delivers feedback messages to us |
| Your browser's push service (for example Apple, Google or Mozilla) | Delivers reminder notifications to your device |
We may also disclose information if the law requires it, to protect people's safety or our rights, or as part of a sale or merger of the business (in which case this policy would still apply to your information).
The app shows a few clearly labeled partner offers. If you tap one, you go to that company's website and its own privacy policy applies. We don't send them your budget or account details. We may be paid a referral fee if you sign up.
5. Where it's stored and how it's protected
Synced data is stored in the United States. Data travels over encrypted connections (HTTPS), our database provider encrypts stored data, and access rules limit each account's budget to that account and any partner it chooses to share with. No system is perfectly secure, so please use a password you don't use anywhere else and keep your devices locked.
6. How long we keep it
We keep your account and synced budget while your account exists. Clear all data in Settings deletes your budget from your device and from our database right away. To delete your account completely (including your username and recovery email), email support@distrofi.org and we'll do it within 30 days. Stripe keeps payment records as required by law.
7. Your choices
- See and download your data: export to CSV or PDF any time (Pro adds a full JSON backup).
- Correct it: edit anything directly in the app.
- Delete it: use Clear all data, or email us to delete your account.
- Reminders: turn them on or off in Settings, or in your device's notification settings.
- AI features: optional. Nothing is sent to the AI provider unless you use them.
Wherever you live, you can ask us what we hold about you, or ask us to delete it, by emailing support@distrofi.org. We'll answer within 30 days and won't treat you differently for asking.
8. Children
DistroFi isn't meant for children under 13, and we don't knowingly collect information from them. If you believe a child has created an account, email us and we'll delete it.
9. Changes to this policy
If we change this policy, we'll update the date at the top. If a change is significant, we'll also tell you in the app before it takes effect.
10. Contact
Mayer Ventures LLC, Florida, United States
support@distrofi.org